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Change to Spare

Even the smallest amount of change can add up to save lives from cancer. Pick any credit or debit card account and round up all of your purchases to the nearest dollar to contribute to groundbreaking research, free rides to treatment, a 24/7 helpline, and free lodging for cancer patients.

One large heart and two smaller hearts with images of people in two of the hearts and one heart has coins

Even the smallest amount of change can add up to save lives from cancer. Pick any credit or debit card account and round up all of your purchases to the nearest dollar to contribute to groundbreaking research, free rides to treatment, a 24/7 helpline, and free lodging for cancer patients.

3 Easy Steps

image of phone screen with American Cancer Society logo and first name, email, and password form fields.
1. Sign Up

Join today and stay up-to-date on any device.

Screen of phone app that shows bank logos
2. Link your Payment Account

Securely connect an account or card that you use regularly.

3. Invest your Spare Change

Your purchases will be rounded to the nearest dollar and donated.


Signing up is quick, safe, and secure.
With Change to Spare, you can receive monthly statements to keep track of your contributions, set a monthly limit on your donations, and pause donations at any time.

Frequently Asked Questions

Are my donations secure and how is data handled?

The security of your information is of the highest concern. The system uses bank-grade security to handle all sensitive financial data. Online banking credentials are never stored on the system. All data is secured with SSL encryption and multi-factor authentication and personal identifiers ensure unwanted access is prevented. Your personal data will never be exchanged, licensed or sold and all transactions are anonymized to ensure privacy.

Why am I being asked to log into my bank account?

Logging into your bank gives the system the ability to track your purchases and round up to the nearest dollar. Without this information, there is no way to calculate your digital spare change. As a reminder, your bank login credentials are never stored by our system. Logging in simply allows the system to connect with the purchasing account of your choice.

Are there any fees associated with my donation?

Stripe, a Level 1 PCI-compliant payments gateway handles all the financial transactions. Stripe’s fees are 2.2% + 30 cents for credit card donations and 0.8% for ACH donations. This fee is taken out of the donations delivered.

When is my account charged?

Round-ups are tallied until they reach $5. Once $5 is reached, the donation is triggered. This way, your bank statement doesn’t become overwhelmed with micro-charges.

Will I receive a tax-deductible receipt for my contribution?

You will receive automatic monthly statements of your contributions to the email address connected to your account. At the end of the year, you may print a year-end receipt of your annual donations by logging in and visiting your Settings. Please consult your authorized legal counsel as to the deductibility of your contributions as the rules vary state by state.

What if I would like to pause or set a limit on my contributions?

You can pause donations at any time by logging into your account and visiting your Donation Settings. You can also set a monthly limit. Round-up donations will halt once your contributions reach your monthly cap.

What if I’m participating in another program that rounds up purchases?

If you have the same card linked for multiple spare change programs, you will send the spare change to both systems. For example, if you make a purchase of $12.33, $0.67 would get sent twice (once to each platform you’re signed up for).

Need help? Email acs@cheerfulgiving.com